Governor Ron DeSantis Allocates $175 Million for My Safe Florida Home Hurricane Mitigation Grants

TALLAHASSEE, Fla. — Governor Ron DeSantis announced on Monday the distribution of $175 million in state funding for the My Safe Florida Home program, delivering matched hurricane-hardening grants of up to $10,000 to more than 18,000 Florida homeowners across coastal and inland counties.

The legislative expansion, funded during the recent legislative session, prioritizes low- and moderate-income seniors and families living in designated wind-borne debris regions, covering two-thirds of the total cost for structural improvements including impact-rated roof deck attachments, secondary water barriers, hurricane shutters, and reinforced garage doors.

Mitigating Storm Risk and Lowering Insurance Premiums Under Florida statutory guidelines, homeowners who complete certified mitigation inspections following grant-funded retrofits are legally entitled to mandatory premium discounts from licensed private insurance carriers operating within the state.

"Strengthening Florida homes against hurricane-force winds is the single most effective way to protect lives, prevent catastrophic property losses, and bring stability to our property insurance market," Governor DeSantis said during an announcement in Fort Myers. "Through the My Safe Florida Home program, we have helped tens of thousands of homeowners fortify their properties and save an average of over $1,000 annually on their insurance premiums."

Insurance Market Trends and Reinsurance Backing State insurance regulators reported that private carriers participating in the Florida market have begun submitting flat or single-digit rate filings following structural tort reforms and extensive mitigation investments enacted over the past two years.

Florida Department of Financial Services officials noted that the online application portal will process submissions in prioritized phases, with dedicated customer service centers assisting applicants with licensed contractor verification and final post-installation wind-mitigation certificates.